Whenever you apply for a pay monthly mobile phone contract, you will be required to pass a credit check before being accepted. This is the case for most mobile phone networks who require that their customers are able to meet they monthly repayments on time.
But what happens if you have a less than perfect credit rating? Here are some simple tips to help you get approved for a bad credit mobile phone contract with network operators in the UK such as O2, Three and Everything Everywhere.
1) Choose a cheap handset
Everyone wants the latest top of the range handset, but these are often the hardest to get approved for. By applying for a cheaper and more basic model, you will find it much more easier to get accepted. Pay monthly contracts operate in the same was as any form of finance – the more you borrow, the harder it is to be accepted.
2) Choose a SIM only contract
This works the same way as the first tip. By choosing a SIM card only contract, you are reducing the amount of risk to to the network operators as the price of a plastic SIM card is much less expensive than a mobile phone handset.
3) Check your credit report
Not many people check their personal credit reports, but they can contain vital information as how credit agencies view you. It may contain errors on any past defaults you may have obtained and some of this information may stop you getting finance if the information is incorrect.
from http://monalisaofblogging.com/getting-a-mobile-phone-with-bad-credit
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